Clover processes the file, extracts rows, and presents the results so you can check whether the data looks right before confirming it. Manual entries follow the same review mindset.

Yes. You can add more files as needed, especially when you are building a fuller history for one finance setup or account.

Clover flags rows when parsing confidence is low or when a row looks like it needs a human check before it should become confirmed data.

Open the imported file or review queue, compare the parsed rows against the original text, and fix any dates, amounts, or merchant names that do not match.

Clover supports PDF, CSV, PNG, JPG, JPEG, WEBP, HEIC, and HEIF imports. The exact behavior still depends on the import flow you are using.

Enter the correct statement password if the file uses one, then re-run the import so Clover can read the protected content.

Check the source file first, then compare the parsed output row by row. If the issue came from an incomplete or protected file, re-run the import after fixing that input.

Yes, you can re-import after correcting the file or unlocking it. Just make sure you are reviewing the result so you do not create duplicates.

Yes. Clover can process supported Excel workbooks as well as CSV and TSV files. Clear column headings, dates, descriptions, and amounts help produce better results.

Yes. Clover can inspect multi-sheet or multi-account files and separate the useful records. Review the proposed accounts and rows before confirming them.

Yes, when the workbook includes recognizable account, balance, holding, or transaction data. Clover will show what it found so you can correct anything before saving.

You can still try the file. Clover first looks for a known format, then uses a more general parser when needed. Uncertain results should be sent for review.

A file may mix summaries, transactions, balances, or layouts that are difficult to separate. Review what Clover found, then add missing records manually or try a clearer export.

No. Compare it with the source first. Correct the proposed data, upload a better copy, or add the missing records manually before confirming.

Yes. Larger imports can continue in the background. Return to Imports to check the latest status and review the results when processing finishes.

Refresh Imports and check its status before uploading the same file again. If it failed, retry the original file. If it completed, review the result to avoid duplicates.

Clover keeps import status and raw source information separate from confirmed transactions. A failed or incomplete import should not silently become confirmed financial history.

Clover uses deterministic parsing and fallback rules first, then learns from confirmed edits so future rows can be categorized better.

Yes. Confirmed rows should remain stable, and Clover should avoid silently changing values that a user already accepted.

Open Transactions, pick the row, and update the fields you want to correct. That is the best place to fix categories or notes.

Use the simplified title where available, but keep the raw description intact so Clover can preserve traceability.

If a row represents multiple kinds of spending, you can separate the logic in the transaction process and keep the raw entry intact for traceability.

Use the raw description for auditability and the simplified merchant label for readability, especially when the original file has noisy bank text.

Merchant rules are learned patterns that help Clover keep transaction labels and categories more consistent when the same merchant appears again.

Keeping the raw description separate preserves traceability while still letting you show a cleaner merchant label in the app.

Clover looks for repeated transaction patterns such as similar merchants, amounts, and timing. A suggestion is not treated as confirmed until you review it.

Clover removes that suggestion from your active recurring view. Dismissing it does not delete the original transactions.

The history may be too short or the amount and timing may vary too much. Add the commitment manually or import more history, then review the recurring suggestions again.

Detected activity comes from patterns in your transactions. Planned activity is something you add because you already know a bill, payment, installment, income, or amount owed is coming.

Yes. Update the commitment when its timing, amount, or status changes so your upcoming view stays useful.

A commitment and a confirmed transaction serve different purposes. Check the resulting activity and add or match the real transaction when the money actually moves.

Reports organize your financial activity into trends, balances, categories, and comparisons. Adviser helps explain what those patterns may mean and what deserves attention.

Ask about spending changes, cash flow, recurring costs, goals, budgets, account balances, or patterns you want to understand. Better organized data usually leads to more useful answers.

Adviser uses the financial data available in your active Profile, such as confirmed transactions, accounts, budgets, goals, and relevant trends.

No. Guidance can suggest a next step, but changes to confirmed financial data should remain under your control.

Open the related transactions, account, report, budget, or goal. Confirm that the pattern is real, then decide whether to adjust your plan or simply keep watching it.

Yes. Follow-ups help you narrow the time period, account, category, or decision you want to understand.

Yes. Your organized history can help Clover suggest a more realistic starting point. Review the suggestion before using it.

Yes. Pause a budget when it is temporarily irrelevant, resume it later, or copy an existing plan when a new period needs a similar setup.

Projected spending estimates where the budget may end based on current activity. Treat it as an early signal, not a guaranteed result.

A roadmap turns a target into smaller checkpoints or a suggested pace, helping you see whether your current progress is on track.

Progress can use the value, activity, or account information connected to the goal. Review the goal details when the number does not match what you expect.

Clover can keep currency context with financial records. Check the currency on the goal, budget, and connected accounts before comparing amounts.

Yes. Clover can process supported broker files and structured spreadsheets. Review every proposed account, holding, purchase, and dividend before confirming.

Yes. Add the asset, quantity, principal or cost information, currency, and any price details you want Clover to track.

Check that the holding belongs to the active Profile, has a usable current value, and uses the expected currency. Correct or add any missing details.

Principal is what you put in, current value is what the holding is worth now, gain is the value change in money terms, and return expresses performance relative to the amount invested.

Add or import the investment activity, then review the date, amount, asset, and currency so it updates the correct holding.

Open the holding and check its price source, latest price, and currency. Correct stale or mismatched information before relying on the portfolio total.

Free includes basic investment tracking. Pro adds the fuller portfolio tools and higher limits shown on the Pricing page.

A Circle is a shared space for people managing money together. It can hold shared expenses, budgets, goals, commitments, and selected summaries without merging everyone’s private Profiles.

They can see information shared inside that Circle according to their role. They cannot automatically browse the accounts, transactions, or plans in your private Profiles.

Organizers manage the Circle and its access. Members can take part in the shared areas available to them. Participants can be included in shared expenses even when they do not need full Circle access.

An Organizer sends an invitation. The invited person joins with the intended role, and the Circle remains separate from their private Profile.

Use Split Bills for a specific shared expense, receipt, trip, meal, or balance you want to settle clearly.

Use a Circle when the same group needs an ongoing place for shared expenses, budgets, goals, commitments, or selected financial summaries.

Yes. A Circle can keep group expenses together while still showing who paid, who owes, and what has been settled.

You can leave when your role and outstanding responsibilities allow it. Organizers can archive a Circle when the group no longer needs an active shared space.

Yes. Assign items to the people who shared them, handle shared items as needed, and review the total before saving.

Yes. Add them as a participant so their share and payments can still be tracked without giving them access to your private Profile.

A payment request tells someone what is due. A settlement records money that actually changed hands and reduces the outstanding balance.

Open the shared expense, review its payment or transfer history, and correct the mistaken record so the remaining balances match reality.